Welcome to Anchor Capital
Tell us about you.
Investing for Children
The best gift is time in the market.
A child born today has something no amount of money can buy later: decades of compounding ahead of them. Starting early is the single most powerful financial decision you can make for your child.
The Power of Starting Early
Same contribution. Different outcomes.
The difference between starting at birth and starting at age 10 is not 10 years of contributions. It is 10 years of compounding on every rand already invested. That gap widens exponentially.
Start
At birth
Horizon
18 years
Monthly
R1,500/month
At Age 18
R850,000+
Assuming 10% annualised return
Start
At age 5
Horizon
13 years
Monthly
R1,500/month
At Age 18
R520,000+
Same contribution, less time
Start
At age 10
Horizon
8 years
Monthly
R1,500/month
At Age 18
R260,000+
Compounding needs runway
Illustrative only. Based on a 10% nominal annualised return, compounded monthly. Actual returns will vary. Past performance is not indicative of future results.
Our Approach
Four principles for building their future.
Start as early as possible. A child born today has 18 years of compounding before university, and 65 years before retirement.
Invest aggressively. With decades ahead, short-term volatility is irrelevant. Equity-heavy allocations have historically delivered the strongest real returns over 10+ year periods.
Automate contributions. A monthly debit order removes emotion and builds discipline. Even small amounts compound meaningfully over time.
Resist the urge to withdraw. Every rand taken out today loses decades of potential growth. The money is for them, not for now.
Fund Selection
What we invest in for your child.
With 10 to 18 years ahead, we allocate primarily to equity funds. Short-term market noise is irrelevant when the goal is decades away. We typically recommend a combination of:
SA Equity
Exposure to South Africa's best businesses through our Anchor BCI Equity Fund.
Global Equity
Access to the world's most innovative companies through our Anchor Global Equity Fund.
Balanced Growth
A diversified blend for parents who prefer slightly lower volatility with strong long-term returns.
Give Them a Head Start
Setting up an investment for your child takes less than a week. We will help you choose the right structure, select appropriate funds, and set up a monthly contribution that works for your budget.